8. Stick to the list!
It’s inevitable every year that as soon as we hit the high street and feel that Christmassy spirit all around us, we get a tad carried away with gifts…
The founder of MummyMoneyMatters.com, Kalpana Fitzpatrick, says that you should plan out what you’re going to get first.
When it’s Christmas eve and you still have 99 more people to buy for…
She said:
‘Too often we go out gift shopping and just hope to find something, but this can end up costing you more money. Instead make a list with a budget next to each person so you stay focused.’
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