24. Choose quality not quantity
Sometimes we end up spending so much on gifts that no one really wants or needs!
Cansar recommend that sometimes the best gift is quality time and you can help volunteer at charities to really help people.
It’s also a great bonding experience for all the family!
25. Cut unnecessary monthly bills
How many times do we sign up for unnecessary direct debits – a gym membership (we never use) subscriptions (we never use)…
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