Don’t Be Fooled…
By the end of August 2018, people in the UK owed a whopping £1.5987 trillion in personal debt!
49. Returned Deposit Fee…
Sometimes you will receive a bad cheque, it’s not your fault but unfortunately the bank will make you pay for it -literally.
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After depositing your bad cheque, you probably won’t even realise there’s something wrong with it for a few weeks. At which point you will discover the bank has charged you for the cost of the cheque!
50. Account Closing Fee!
So you want to close your account? Unfortunately it’s going to cost you to do so! Banks generally charge a fee when a customer wants to close an account due to the amount of paperwork.
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Some banks, however, will only charge a fee if an account is closed within the first 90 days of it being opened, so always make sure to ask if this fee applies to you before registering!
51. Smaller Banks Aren’t As Safe As Bigger Ones…
Banks need us to feel safe otherwise we won’t use them and larger banks prey on this in order to make us register with them. In reality, credit unions and smaller banks are just as safe as larger ones!
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